Nathan Equity Research Disclaimer & User Agreement

Last Updated: February 2, 2025

1. Not Financial Advice

The Outputs generated by NER’s proprietary models are provided solely for informational purposes and do not constitute financial advice, investment recommendations, or solicitations to buy or sell securities. These Outputs:

  • Are for informational purposes only and do not guarantee accuracy.
  • Do not consider your personal financial situation, risk tolerance, or investment objectives.
  • Do not constitute a fiduciary duty or advisory relationship.

2. No Endorsement or Recommendation

NER’s equity ratings are based solely on historical data analysis and should not be interpreted as:

  • Any expectation of future performance.
  • An endorsement, warranty, or encouragement to transact in any security.
  • A suggestion, implicit guidance, or instruction to take financial action.

3. Inherent Risks & No Guarantees

You expressly acknowledge that:

  • All investments carry a substantial risk of loss.
  • Past performance, including NER’s historical results, is not indicative of future outcomes.
  • Market conditions, regulatory environments, and economic factors may drastically alter security valuations.
  • NER makes no representations, warranties, or assurances regarding the accuracy, completeness, or reliability of its Outputs.

4. User Responsibility

By accessing NER’s Outputs, you agree to take full responsibility for:

  • Conducting your own independent due diligence.
  • Verifying all data through licensed professionals before making any financial decisions.
  • All decisions to buy, sell, or hold securities based on NER’s Outputs.
  • Any financial losses, damages, or liabilities incurred from reliance on NER’s Outputs.

5. Release of Liability

To the fullest extent permitted by law, you hereby waive and release NER, its affiliates, employees, and agents from any claims, demands, or liabilities arising from:

  • Investment decisions influenced by NER’s Outputs.
  • Errors, omissions, or inaccuracies in model-generated data.
  • Technical failures, service interruptions, or loss of access to NER’s platform.

6. No Warranty of Fitness

NER’s Outputs are provided strictly “AS IS” and without warranty of any kind. We explicitly disclaim:

  • Warranties of merchantability.
  • Warranties of fitness for a particular purpose.
  • Warranties of non-infringement or error-free operation.

7. Third-Party Content

NER may reference external data sources, market indices, or third-party research. These references:

  • Do not constitute an endorsement or validation of third-party conclusions.
  • Do not imply responsibility for the accuracy of third-party data.

8. Acceptance of Terms

By accessing and using NER’s services, you acknowledge and irrevocably agree to:

  • The entirety of this Disclaimer & User Agreement.
  • All modifications posted to this Disclaimer in the future.

Governing Law

This Agreement shall be governed by and construed in accordance with the laws of [State/Country], without regard to conflict-of-law principles.

Contact

For inquiries, please contact n8ford22@icloud.com.